Turning Age 65 within 6 Months?  You're in your, "Initial Enrollment Election Period".  Now's the best time to call us!

Medicare encourages you to enroll early in your 6 month INITIAL ENROLLMENT WINDOW, because you can lock in better pricing for Medigap Supplements and you'll have more choices.

1.)          Medicare A (Hospital) & Medicare B (Doctors visits)

Primary Insurance:  Nationwide coverage, No Prior Authorizations needed! No Networks.  No Referrals required.  Max Out of Pocket Cost only $240 per year! (Year 2024)  (*only covers 80% with pricey hospital deductibles.  Hence the need for a Medigap Supplement.)

2.)           Medigap Supplement Plans "N" or Plan"G" are most popular. 

Secondary Insurance:  True Supplements that cover the other 20%.  This gives you100%Comprehensive coverage with your A&B Medicare card. 

3.)          Part D (Drug Plan)- Prescription Plan.

* Provides flexibility if need to shop different prescription plans from year to year without changing entire Medicare plan.